Commercial
Goods In transit
This policy offers you protection for your merchandise whilst it is being transported from one location to another or whilst stored overnight if such transportation is interrupted. The goods will be covered for loss due to collision, the overturning of the vehicle, fire, explosion, burglary or natural disasters.
Fidelity Guarantee
Insures your business against any direct loss of money or merchandise arising from fraud, misappropriation or other act of dishonesty committed by your employee/s.
Public Liability
Covers you against legal liability to the public whilst on your property for damages and approved costs and expenses for bodily injury or property damage sustained.
Employers Liability
Covers your legal liability to employees for damages and approved cost and expenses in respect of bodily injury, illness, disease or death arising out of and in the course of their employment
Computer All Risk
This policy covers your computer equipment in the event of loss or damage from any accidental cause including mechanical or electrical breakdown.
All Risks
Items of jewellery, cameras, electronic item, furs, coats or other valuable precious items are covered in the event of their being lost, damaged or destroyed by accident or misfortune and we will replace them item by item (as stated in your policy).
Money
This policy covers loss of money in transit, on your premises, in the possession of collectors or in your safe or strong room by burglary or robbery and damage to safes or strong rooms in the commissioning of such acts.
Burglary
Your commercial property is covered against loss by theft and damage as a result of forced, violent and visible entry to or exit from your premises.
Contractor’s All Risk
Coverage is provided for contractor’s works, loss or damage to property or equipment on site from perils of nature, fire and burglary. The policy also covers the contractor’s legal liability to third parties for loss or damage to property or bodily injury.
Plate Glass
This policy will pay for the replacement of panes of glass in your commercial building which has been accidentally or maliciously broken or destroyed.
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Consequential Loss
Combined Package (Office package)
Commercial All Risk
Fire and Allied Perils
